Each and every one of us care about their health but sometimes a single visit to a doctor can quickly add some extra expenses to your budget. You can save both your time and money by just being a little more strategic about your healthcare. To solve your problem we have put our heads together and made the list of those 5 tips which will surely help you to save your money on medical expenses.
Here’s the list of those 5 tips.
- Pay Through Cash
There are many medical offices which will which will offer you a discount if you will pay them through cash for your services. More particularly we have found that there are some of dental and orthodontic services which have unstated policy of giving you a discount rate (notably if you don’t have any medical insurance) don’t forget to ask your medical office that if there is any discounted rate for you if you pay through cash instead of charging the expense.
- Prescription Discount Cards
Be careful of those offer which you don’t request, there are many scam offers too out there, though it is still a good idea to search up for standing prescription to check out if there is any sort of discount program related to your type of drug. Don’t just use your internet to search for discounted cards or coupons because there are many scam offers on internet though also go to the manufacturer’s website straightly to look for discounted cards or multi use coupons.
I also started searching for it and I quickly found a $20 coupon for Nasonex which can be used up to 5 times with qualifying purchase. Also don’t forget to share it with your doctor to find out which one is the most affordable prescription for the condition you are in. Once again don’t forget to check that you are on the official website of the specific drug.
- Coupons For OTC’s
Don’t forget to check out the generic option if you are willing to make an ordinary retail purchase. But if you are still willing to purchase a brand name and you feel more comfortable in that then at least search for coupons. If you have no idea about both of them and you are confused about the difference between them then ask your pharmacist to make a recommendation.
- Recheck Your Hospital Bills & Negotiate
Make sure you recheck your hospital bills before you pay them. Don’t forget to check for double billings because it can happen. If you are unable to pay the full bill for some reasons then call the billing department and ask them if there is any space. There is a possibility that they will give you the hard time discount or maybe they will make a payment plan for you of some sort. There are few medical facilities which will settle your bill in case if you make a large percentage payment. So it is better to call and ask.
- Save For Medical Costs
Are you saving an amount from your income for your medical costs? No? many of you might be thinking that we are pretty much healthy and nothing will happen to us, but if you are breathing then anything can happen anytime. You can get sick, broken arms or bouts of bronchitis, anything is possible if you are breathing. So start your health saving account from today to initiate saving for those unfortunate days from today. We have researched on it and made an estimate about the average amount you should save from your income. Even $8 – $10 will be helpful in the long run to help medical costs when they unfortunately came up. So if you don’t have a Health Saving Account, it is a good idea to start a small savings account to save money so you can use them to pay your medical expenses in those unfortunate days.
So this was the list of those 5 tips which can help you guys out to save money on medical expenses, by following these tips you can save some extra money from your income for sure.